Buying an Atlanta luxury home is a bit more complicated and time consuming than buying a more modest home. Following a few tips for buying Atlanta luxury real estate to help you navigate through the process can make the experience more pleasant.


Because of the cost and time consuming procedures involved, making the decision to purchase a new luxury home is not something most people take lightly. With market trends showing that real estate investments are currently more long term, luxury home purchasers should really consider what their lifestyles will be like five, ten and twenty years from now. If a new luxury estate fits into that long-term life plan, then take that as a green light to proceed on the purchase.

While about a third of luxury home buyers pay cash for a property, more than two-thirds finance the purchase. Plan your financing well ahead of making an offer. This will help streamline the lending process as much as possible. Plan to put as much as 30 percent of the purchase price down on the home. Also, plan to provide extensive documentation on income, investments and the like. Luxury mortgage lenders have a great deal of money at stake, too.

Find Expert Representation

The process of purchasing a luxury home is much more involved than buying a smaller, less costly home. Find a real estate agent or broker who specializes in Atlanta luxury properties. That way, all the hoops, documentation and regulations can be addressed easily and knowledgeably. With the significant investment involved and to comply with state laws, it’s best to also obtain a good local real estate attorney. Be sure to consult a trusted financial planner and accountant prior to your home search. Doing so ensures that everyone involved is prepared to provide the paperwork and documentation needed.

Patience is a Virtue

Settle in, many of the steps involved in purchasing a luxury estate take time. Finding available luxury homes requires some networking with others who own luxury properties. Many estates aren’t listed on the Multiple Listing Service. So most luxury homes are found through word of mouth. Talk to colleagues and have your Say Yes Realty real estate agent tap into his or her resources to find estates that may be on the market soon.

Due to the size of luxury estates, the home inspection can take longer as well. Be sure to build time in accordingly.

Luxury home purchases are a satisfying endeavor. Just remember to enlist experts to smooth the way, conduct extensive due diligence and practice some patience to make it happen.